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Large Language Models (LLMs)

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Recently, a government working paper suggested that artificial intelligence–based Large Language Models (LLMs), such as ChatGPT, should by default have access to content that is freely available online. The paper further proposed that publishers should not be provided with an opt-out mechanism for such content, sparking debate around copyright, data usage, and AI governance.

What are Large Language Models (LLMs)?

Large Language Models (LLMs) are a class of artificial intelligence programs designed to recognise, understand, and generate human language. They are termed “large” because they are trained on extremely large datasets, often consisting of hundreds of gigabytes or even terabytes of text data.

Core Technology Behind LLMs

LLMs are built using machine learning techniques, particularly a type of neural network architecture known as the transformer model. Transformer models are especially effective at:

  • Handling sequences of words, and

  • Capturing contextual relationships in text using a mechanism called self-attention.

In simple terms, an LLM is a computer system that has been trained on a vast number of examples to interpret and generate complex human language patterns.

Training Process of LLMs

Most LLMs are trained on large-scale internet data, including text sourced from websites, books, articles, and online platforms. However, the quality of training data significantly affects model performance, so developers often use curated and filtered datasets.

LLMs rely on deep learning, which involves the probabilistic analysis of unstructured data. This allows the model to:

  • Automatically recognise patterns in characters, words, and sentences, and

  • Learn distinctions in content without explicit human instructions.

After initial training, LLMs undergo fine-tuning or prompt-tuning to specialise in specific tasks defined by developers.

Uses and Applications of LLMs

LLMs are capable of performing a wide range of language-related tasks, including:

  • Answering questions,

  • Summarising large volumes of text,

  • Translating between languages, and

  • Generating written content.

In the business sector, LLM-based tools are used to:

  • Improve employee productivity,

  • Offer personalised customer recommendations, and

  • Accelerate innovation, ideation, and product development.

LLMs as Foundation Models

LLMs form the backbone of popular generative AI tools, such as ChatGPT, Claude, Microsoft Copilot, Gemini, and Meta AI. As these models increasingly process multiple data types beyond text, including images, audio, and video, they are now referred to as foundation models or multimodal models.

Challenges and Concerns

Despite their transformative potential, LLMs face several challenges, such as:

  • High computational and energy requirements,

  • Ethical and legal concerns, including data ownership and bias, and

  • Limitations in deep contextual understanding and reasoning.

Key Technical Definitions

  • Machine Learning: A subset of AI in which systems learn from data to identify patterns.

  • Deep Learning: A form of machine learning where models automatically learn representations from data without human intervention.

  • Neural Networks: Layered structures of interconnected nodes that transmit and process information.

  • Transformer Models: Neural network architectures that use self-attention to understand contextual relationships within sequences of data.


 


 


 

NewSpace India Limited (NSIL)

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As on date, NewSpace India Limited (NSIL) has signed 70 Technology Transfer Agreements (TTAs) to facilitate the transfer of technologies developed by the Indian Space Research Organisation (ISRO) to Indian industries. This reflects NSIL’s growing role in strengthening industry participation in India’s space sector.

About NewSpace India Limited

NewSpace India Limited was incorporated on 6 March 2019 under the Companies Act, 2013. It is a wholly owned Government of India company operating under the administrative control of the Department of Space (DoS). NSIL functions as the commercial arm of ISRO, responsible for commercialising space technologies and services.

Primary Responsibilities

The primary responsibility of NSIL is to enable Indian industries to undertake high-technology space-related activities. It also focuses on the promotion and commercial exploitation of products and services emerging from the Indian space programme.

Major Business Areas

Launch Vehicle Production

NSIL facilitates the production of Polar Satellite Launch Vehicle (PSLV) and Small Satellite Launch Vehicle (SSLV) through Indian industry participation.

Space-based Services

The company is engaged in the production and marketing of space-based services, including launch services, transponder leasing, remote sensing services, and mission support services.

Satellite Building

NSIL undertakes the building of communication and earth observation satellites as per specific user requirements.

Technology Transfer

A key function of NSIL is the transfer of technologies developed by ISRO centres, units, and constituent institutions of the Department of Space to industry.

Commercialisation of Spinoff Technologies

NSIL markets spinoff technologies, products, and services arising from ISRO’s research and development activities.

Consultancy Services

In addition, NSIL provides consultancy services related to space systems, applications, and mission planning.

Overall Significance

NSIL plays a vital role in advancing commercialisation, indigenisation, and private sector participation in India’s space ecosystem, thereby supporting the country’s emergence as a global space services hub.


 


 

Your Money, Your Right’ Movement

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Recently, the Prime Minister of India called upon citizens to actively participate in the ‘Your Money, Your Right’ movement, urging them to reclaim their unclaimed financial assets and spread awareness about the initiative.

About the ‘Your Money, Your Right’ Movement

The ‘Your Money, Your Right’ movement was launched by the Central Government in October 2025. It is a nationwide initiative aimed at enabling individuals and their families to identify and reclaim unclaimed financial assets, such as bank deposits, insurance proceeds, mutual fund investments, and dividends.

Objective of the Initiative

The primary objective of the movement is to return long-forgotten or unclaimed funds to their rightful owners. The initiative brings together government agencies, financial regulators, banks, insurance companies, and other financial institutions to streamline the identification and claim process.

Extent of Unclaimed Financial Assets in India

A significant amount of citizens’ money remains unclaimed across various financial sectors:

  • Banks hold nearly ₹78,000 crore as unclaimed deposits.

  • Insurance companies have about ₹14,000 crore of unclaimed insurance proceeds.

  • Mutual fund companies hold approximately ₹3,000 crore in unclaimed amounts.

  • Unpaid dividends amount to nearly ₹9,000 crore.

Deposits in bank accounts that remain inoperative for 10 years are classified as unclaimed deposits.

Key Features of the Movement

Under this initiative, individuals are encouraged to check whether they or their close family members have any unclaimed deposits or financial proceeds. Citizens can verify unclaimed bank balances, insurance claims, mutual fund payouts, and dividends using dedicated online platforms.

Dedicated Portals for Claims

To facilitate easy access, separate portals have been created by different regulators:

  • Reserve Bank of India (RBI): UDGAM Portal for unclaimed bank deposits and balances.

  • Insurance Regulatory and Development Authority of India (IRDAI): Bima Bharosa Portal for unclaimed insurance policy proceeds.

  • Securities and Exchange Board of India (SEBI): MITRA Portal for unclaimed mutual fund amounts.

  • Ministry of Corporate Affairs (MCA): IEPFA Portal for unpaid dividends and unclaimed shares.

Facilitation Camps

To ensure wider outreach, facilitation camps are being organised across districts, covering both rural and urban areas. These camps provide:

  • On-the-spot guidance to citizens on searching for unclaimed assets

  • Assistance in updating records and completing claim procedures

  • Demonstrations of digital tools and step-by-step claim processes

Institutional Coordination

At the national level, the campaign is coordinated by the Department of Financial Services (DFS), Ministry of Finance, ensuring collaboration among regulators and financial institutions.


 

Significance

The movement strengthens financial inclusion, transparency, and consumer rights, while empowering citizens to reclaim their rightful financial assets and reduce idle funds in the financial system.


 


 

Deepavali: UNESCO Intangible Cultural Heritage of Humanity

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Recently, Deepavali has been inscribed on UNESCO’s List of the Intangible Cultural Heritage of Humanity, recognising its cultural, social, and spiritual significance at the global level.

About Deepavali

Deepavali, also popularly known as Diwali, is the festival of lights celebrated across India and by Indian communities worldwide. The term ‘Deepavali’ is derived from two Sanskrit words—‘Deepa’, meaning lamp or light, and ‘Vali’, meaning a row or series—together signifying rows of lights.

Time of Celebration

Deepavali is celebrated on Kartik Amaavasya, which usually falls in the months of October or November, according to the Hindu lunar calendar.

Philosophical Significance

The fundamental philosophy of Deepavali revolves around the celebration of prosperity, renewal, and abundance for all individuals. It symbolises the triumph of light over darkness, good over evil, and knowledge over ignorance.

UNESCO Recognition

With its inscription, Deepavali has become the 16th Indian element to be included in UNESCO’s List of the Intangible Cultural Heritage of Humanity, highlighting India’s rich and diverse cultural traditions.

Celebration of Deepavali

Dhanteras

The celebrations begin with Dhanteras, considered an auspicious day for new beginnings. Families purchase metalware, gold, or essential items, symbolising prosperity and good fortune.

Naraka Chaturdashi

The second day is Naraka Chaturdashi, which is observed with early-morning rituals and the lighting of lamps to dispel negativity and welcome positive energy.

Lakshmi-Ganesha Puja

The third day marks the main celebration of Deepavali, during which households perform the sacred Lakshmi-Ganesha Puja, seeking blessings for wealth, wisdom, and well-being.

Fourth Day Celebrations

On the fourth day, families and friends visit one another, exchange gifts, and reconnect, thereby strengthening social bonds and shared happiness.

Bhai Dooj

The festivities conclude with Bhai Dooj, which celebrates the bond between brothers and sisters through prayers, blessings, and meaningful rituals.

Cultural Significance

Deepavali serves as a unifying festival that transcends regional and social boundaries, promoting togetherness, cultural continuity, and shared values


 

SAMPANN Portal

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The Controller General of Communication Accounts (CGCA) recently inaugurated the onboarding of all MTNL employees retiring in November 2025 onto the SAMPANN portal at the office of the Principal CCA, Delhi. This step aims to ensure timely and seamless pension processing for retiring employees.

About SAMPANN Portal

SAMPANN, which stands for System for Accounting and Management of Pension, is a Comprehensive Pension Management System (CPMS). It is an initiative of the Controller General of Communication Accounts (CGCA) under the Department of Telecommunications (DoT), Ministry of Communications.

Launch and Coverage

The SAMPANN portal was launched on 29 December 2018. It serves as an online pension processing and payment system specifically designed for Department of Telecommunications pensioners.

Key Objectives

The portal aims to integrate pension-related activities by bringing pension processing, sanctioning, authorisation, and payment units onto a single common digital platform. It also ensures the direct credit of pension amounts into the bank accounts of pensioners.

Operational Significance

SAMPANN has enabled:

  • Faster settlement of pension cases

  • Improved reconciliation and auditing

  • Greater ease of accounting and financial management

Features of SAMPANN Portal

Direct Pension Disbursement

The system ensures timely and direct disbursement of pension to beneficiaries without the involvement of intermediaries.

Single Window System

It provides a single-window platform covering the complete pension lifecycle, from processing to payment.

Online Grievance Redressal

The portal includes an online grievance management system, reducing paperwork and enhancing efficiency.

Transparency and Accountability

Pensioners can track their pension status from home, promoting transparency and accountability.

Efficient Arrears and Revision Processing

SAMPANN allows faster processing of pension arrears and pension revisions, ensuring timely benefits to pensioners.

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